With food shelves stocked at millions of locations, how is the ability to put food on the family table something tens of millions of Americans struggle with on a daily basis? Clearly, it is not a supply problem.

I've been thinking a lot about the topics of food insecurity and income inequality lately. That has been brought to the fore during the coronavirus crisis. It has been emphasized that millions of our fellow Americans have been living just a few weeks ahead of economic devastation.

Because of the economic shut down, over 30 million people have filed for unemployment benefits. Workers at small, medium and large companies have been shown to be living on a month-to-month cash flow budget. The crisis leads us to believe much of our economy is built like a house of cards. When the system is disrupted, there is a tragic domino effect.

The plight of food insecurity has been brought home by the pictures of mile-long lines of cars at food bank distribution centers and the long lines at inner city soup kitchens. How is this a problem in America? In many areas, 60 percent of school children come from food insecure homes. That's 22 million children.

Regarding income inequality, it seems like at least 50 percent of our citizens are being left behind in one way or another...and the problem is growing. The system is broken and can only be fixed by a major change in the way it is addressed. How long can we let this problem fester?

It appears to me that the problem stems from the cost of a growing number of basic goods and services. Sixty percent of our households are challenged to pay for health care, transportation costs, housing, essential electronic devices and higher education. Why does it cost $25,000 to $60,000 a year to attend college?

If we can't cut basic living costs, and if minimum wage is capped, do we need to give every low-income household a monthly credit allowance to be spent on food and basic expenses? This could apply to as many as 50 percent of households. Our economy depends on low-skill workers doing essential jobs. Many of those jobs require hard work.

According to the Social Security Administration (SSA) there are 128 million households in the U.S. There are 160 million people working. There are 30 million small businesses. The Top 10 percent of the households control 70 percent of all the U.S. wealth. Sure, they can contribute more money to help the cause but that isn't enough. The problem is bigger than that.

We need to brainstorm and come up with some wild and crazy solutions to deal with inequality. Might we take the drastic step of reducing big numbers. The inequality problems are exaggerated when we use numbers like millions, billions and trillions. Those numbers are incomprehensible to all Americans except the very top one percent.

What if going to college cost $10,000 a year? What if health care insurance was $12,000 a year for a family? Why do electronic devices cost so much? How are households earning $50,000 a year, or less, supposed to pay the basic bills, cover unexpected emergencies and save for retirement?

Does anyone really need to earn $40 million a year in salary? Bring the top end down and lift the bottom end up. Make basic needs affordable for 80 percent of us. The rich would still be rewarded.

On the other hand, if someone is saddled with $150,000 in debts, inc. student loans, home mortgage, credit card debt, auto loans and an unexpected medical expense, and that debt was restated as $100,000...those consumers would feel the debts were manageable.

At the same time, we could reduce how incomes are stated...maybe by 25 percent? Someone making $80,000 would be reset to $60,000. At the lower end, minimum wage for adults would be raised to $15 or $20 an hour. We need to accept the fact millions of those important jobs are held by men and women trying to support a household. We need to reward working people with livable wages.

These crazy ideas are drastic. We need to do something because as many as 50 percent of the population is suffering and they are losing faith in the economic system.